AmerUS Life Insurance Company Review

AmerUS life insurance company is a leading provider of life insurance policies in the United States. Their main web page allows customers to know that the company started in 1896 when it was established as a central life insurance company. Although the company itself does not grow much from the start, the span of years has got people needed to properly operate and be successful in all the basic life insurance in the United States. It was not until 1996 the year that the company actually acquired a life insurance company name AmerUS and this time they actually began to organize as a stock insurance company.

Things continue to grow even after 2000 years they have gained Indianapolis Life Insurance and summed up the estimated $ 21.5 billion in assets. Great news about AmerUS was held in 2006 in which AmerUS and Aviva Corporation signed an agreement whereby Aviva were acquired and paid $ 69 per share in cash. This meant that all their operations to be combined, and the business will have its headquarters in Des Moines, Iowa.

life insurance in the U.S. is only beginning to be a great thing. In the past, no one thought that life insurance is right that some people actually thought it would be a waste of money for the purchase. With current events such as 9 / 11, Americans have come to their senses and actually understand that accidents can happen to anyone at any time and therefore it is always better to be prepared.

the market for life insurance on the rise, it's no surprise that more and more life insurance companies are created. With so many companies it is difficult to know which one of them is best for you. Therefore, the buyer must always try and shop around either online or in person. If you find a company that you think might be one, but when you compare its price to other companies that they believe is not expensive, then you will feel much confidence in signing with them.

When you try to log into the main web page for AmerUS will be directed to a letter from the insurance company Aviva life. Since both companies together and to work under the Aviva name is important to know about them. Aviva is the world's fifth largest Insurance Group, which is the largest provider of life insurance in the United Britaniji.Tvrtka is huge and employs about 58,000 people who serve the estimated 35 million customers worldwide. They are one of the strongest life insurance and long term product service company with assets of over $ 600 billion and more than $ 65 billion in prodaji.Sama company is headquartered in London, England and its history can be traced back to the 1696th This means that the company has more than 300 years and therefore the recognition and worldwide fame that not many others can claim.

AmerUs Life Insurance Company (now called Aviva Life and Annuity Company) offers many insurance products can help someone to establish financial security for the future in case of unexpected death. Some of the products offered by this company in the United States are indexed life insurance, universal life insurance, single premium life, indexed Survivor Universal Life Level premium term insurance and excess interest whole life insurance.

index life insurance : This type of life insurance allows people to have flexible payment options and death benefits. What is good about this type of policy that provides a dollar value of accumulation, depending on how the leading indices in the market to grow. It's also good to note that this type of policy also protects the politics of risk and lack of market decline in the index. If you buy what Aviva is called "No Lapse Guarantee Rider" on their "Advantage Builders" of the policy's death benefit in the policy can be extended to the entire life of the person insured.

universal life insurance : This type of life insurance is a very common type of permanent life insurance in the U.S. market. This type of policy will actually determine the amount that the beneficiary receives the policy within certain minimum and maximum limits. This will allow the policy holder actually buy the amount of life insurance that he or she prefers.

single premium life : This type of policy is unique in that a person will only pay one time premium for a death benefit that will actually last a lifetime. It is primarily intended for individuals who have savings or you need cash, you have an emergency.

Index Survivor Universal Life : This type of life insurance is one in which two lives are insured (more than likely a couple) and pays for the benefit of having another person dies. In other words, if the husband dies before his wife, the policy will be reimbursed to the user. It also has the potential to accumulate cash value will eventually be given to having two people die in politics.

Level premium term insurance : Perhaps the most famous types of life insurance in the United States because it is not permanent. This type of insurance allows the insured to have a simple protection for a specified period of time. In AmerUS (now Aviva), a person can buy 10, 15, 20 or 30 years a policy that is based on the needs they have. This type of policy does not get the monetary value, but it will pay the beneficiary the amount insured in case of purchase of the insured's death.

Excess Interest Whole Life Insurance : There are products are made to ensure that professionals, entrepreneurs, executives and individuals get what they need from the life insurance industry. What this type of policy, however give you a fixed premium and assures you of the death benefits.

As you can see AmerUS went far beyond what many life insurance companies have achieved. With the joint assistance of Aviva North America, the two companies are in the market for life insurance in the United States to a new level. Decide whether AmerUS and Aviva May be good for the life insurance option for your needs then by all means and carefully explore your options with a licensed agent of Aviva Life Insurance.